Terms of Use

This document is an electronic record in terms of Information Technology Act, 2000, amendments thereof from time to time and the rules thereunder as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures. Please read the terms of use carefully before registering, accessing or using the MeraSunaar Money Services (defined below).

The terms and conditions are a legal contract ("Agreement") between You and Revbook Technology Private Limited (“MeraSunaar Money/ MeraSunaar /Company”) having its registered office at 677, 1st Floor, 27th Main, 13th Cross, Sector 1, HSR Layout, Bangalore, Karnataka, India, 560102. You agree and acknowledge that you have read the terms and conditions set forth below.

If you do not agree to these terms and conditions or do not wish to be bound by these terms and conditions, you may not use the Services and/or immediately terminate the Services and/or uninstall the mobile application. We may amend the terms and conditions at any time by posting an updated version at the website and Mobile App (App/Platform). The updated version of the Terms of Service shall take effect immediately upon posting. Your continued use of the App following the posting of changes will mean that You accept and agree to the revisions including additional Terms or removal of portions of these Terms, modifications etc.

Definition

• “We”, “Us”, “Our” - shall refer to Revbook Technology Private Limited.
• “You”, “Yours”, “Yourself”, “User” - refers to any non-registered individual or corporate body, registered user of the App, including but not limited to users of services provided by MeraSunaar.
• “MeraSunaar App” - The mobile application(s), hosted by MeraSunaar Money and for providing MeraSunaar services to its users, including its business partners and service providers and also includes any and all Services where it acts as an Intermediary.
• “MeraSunaar Services” - shall include all services extended but not limited to purchase/investment of Gold and other similar investment line.
• “Business Partners” – Shall refer to any individual, group of individuals defined under law with whom MeraSunaar have a contractual relationship and not limited to Clients, Advertisers, Financial institutions.

User Representation

By accessing the Service and MeraSunaar App You represent that:-

• You are 18 years of age or older.
• You are capable of entering into a contract / legally binding agreement.
• You have the right, authority and capability to enter into this Agreement abiding by all the provisions of the “terms of use”.
• You are not impersonating any person or entity, or falsely stating your age or affiliation with any person or entity. MeraSunaar shall reserve the right to terminate your contract to use in case of any incorrect representation of the above-mentioned conditions.
• The mandatory information and Officially valid document(s) “OVD”/ document details mentioned by you are true & correct and belong to You.

We will at all times assume (and by using this App you warrant that) you have the legal ability to purchase and sell Gold and otherwise use this Platform, and are capable of being bound by these Terms and Conditions.

Further, by using the App, You confirm that you are not registered under any applicable Goods and Services Tax Act, 2017 and that if, in the course of your relationship with our App and/or one of our Business Partner, you become registered under the applicable Goods and Services Tax Act, 2017, you shall inform our business partner of your change in status immediately.

If necessary, you shall seek independent tax advice, and these Terms and Conditions do not constitute any tax advice to You.

Registration

In order to use the Services You need to register on the MeraSunaar App/Platform and provide us with accurate and complete information as required. You are also required to keep your accounts, KYC details and contact information complete and updated at all times.

Once you sign-up on App you are entitled to a MeraSunaar Account. Once registered, certain services may ask you for additional information in order or avail such service and may involve creation of sub-accounts for availing such services.

MeraSunaar Services

MeraSunaar Account: An account that you create when you sign-up/register with MeraSunaar to access the Services, including the following:

• This account allows you to access the App, browse through the Service, make payment using UPI, debit card, credit cards or net banking collectively known as (‘Payment Gateway Services’) as permissible for the investment purchase of Gold.
• The Company may also ask You to provide certain additional information about yourself on a case-to-case basis.
• Access to MeraSunaar Account enables you to browse through MeraSunaar Services provided by MeraSunaar and in order to avail, enroll or use any such Service you may need to additionally register for such services by providing some more information as required under the Terms of Use of such products/services.
• Allows you to share and maintain the Know Your Customer “KYC” details and information for underwriting purposes for other financial and non-financial products available on the App.

You further agree to the Privacy Policy as applicable for Revbook Entity. In order to avail the Services, you need a mobile, internet or any other supported device that meets the compatibility requirements of accessing the app and the website, which may change from time to time.

You are allowed to purchase Gold pursuant to the collaboration between the Company and Augmont Gold.

The Company hereby grants You, a limited, non-exclusive, non-transferable, royalty free license to use the App/Platform for the purposes of availing the Services.

The services offered on the Platform shall include, but is not limited to the following:

1. facilitating buying and selling of Gold; and
2. maintaining a record of Your personal information and financial transactions in a secure and confidential manner. (“Platform Services”).

However, before placing the order and availing the Services, the User may be required to provide certain KYC documentation and other information as may be required by the Business Partner (Currently Augmont, the same shall be updated from time to time) in such form and manner as it may deem fit.

The KYC verification shall be undertaken based on the PAN Card issued to You. You shall upload a clear picture of your PAN Card except in cases where e-PAN is provided by You. We shall verify Your details from the database of the issuing authority, including through Digilocker. If You do not have a PAN Card, you may submit Form 60 to Us.

It is hereby clarified that any Services offered (purchase, sale or transfer of Gold on Augmont’s platform) are governed under specific terms and conditions of Augmont, operated and managed by Gold India Private Limited which can be accessed at https://www.augmont.com/terms-conditions

The Purchase only Digital Gold to start with on a pre-payment basis, with an applicability of 3% GST on all purchases. No KYC is required for purchase upto Rs. 1000 of gold. The gold once purchased cannot be sold before 48 hours of purchase.

It is also clarified that the Company is merely providing a platform to its Users to facilitate the transaction of sale and investment of Gold and will not be liable in any manner with respect to the products and/or services offered to You by the respective Business Partners.

You hereby agree and acknowledge that the data and information provided on the App does not constitute advice of any nature whatsoever and shall not be relied upon by You while making investment decisions and You shall be solely responsible for any investment decisions and for the purchase of any Gold on the App.

In no event shall the Company be liable to You for any loss or damage that may cause or arise from or in relation to these Terms of Use and/or due to use of this App/Platform or due to investments made using this App/Platform.

Use of the App/Platform and Availing the Services

You acknowledge that the Services are for Your personal use and agree not to publish the Gold prices or descriptions of Gold and/or any other information displayed on the Platform (in lieu of Your access to the App/Platform) on any other medium.

You agree that You shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, alter, transmit, license, create derivatives from, transfer or in any way exploit any part of any information, content, materials, services available from or through the App/Platform, except that You may download the App for Your own personal, internal and non-commercial use.

You agree that You will not use the App/Platform in any manner or engage in any activity that may damage, disable or impair or adversely affect the use of the Platform or interfere with any other users’ use, legal rights, or enjoyment of the Platform. Further, You agree not to remove any text, copyright or other proprietary notices contained in the content downloaded from the App/Platform.